Important Consumer Disclosure

National Wealth Management, LLC (“NWM”) is an SEC registered investment adviser located in the State of New Jersey. NWM and its representatives are in compliance with the current notice filing requirements imposed upon SEC registered investment advisers by those states in which NWM maintains clients. NWM may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements. Registration as an investment adviser does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability.

NWM’s web site is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of NWM’s web site on the Internet should not be construed by any consumer and/or prospective client as NWM’s solicitation to effect or attempt to effect transactions in securities or the rendering of personalized investment advice for compensation over the Internet.

Furthermore, the information resulting from the use of tools or other information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from NWM. Any subsequent, direct communication by NWM with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of NWM, please contact the United States Securities and Exchange Commission on their web site at www.adviserinfo.sec.gov.

A copy of NWM’s current written disclosure statement discussing NWM’s business operations, services, and fees is available from NWM upon written request. NWM does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to NWM’s web site or incorporated herein and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Information presented is believed to be factual and up-to- date and was obtained from sources believed to be reliable. It should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the author and are subject to change.

Information presented does not involve the rendering of personalized investment advice and should not be construed as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned. The tax and legal information provided is general in nature. Always consult an attorney or tax professional regarding your specific legal or tax situation. National Wealth Management, LLC is not engaged in the practice of law or accounting.

All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio. Past performance is not a guarantee of future success. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses.

Historical performance results for investment indexes and/or categories, generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have the effect of decreasing historical performance results. There are no assurances that a portfolio will match or outperform any particular benchmark.